
How to Save on Car Insurance in Kenya | NCD Guide
Save Up to 50% on Car Insurance Using the NCD Secret
Did you know your good driving habits can literally save you thousands of shillings? In Kenya, the No Claims Discount (NCD) is a reward system for safe drivers who don't make claims on their motor insurance.

Typically, your NCD starts at 10% after your first claim-free year and can grow annually to a maximum of 50% or 60% for private cars. This means after five years of safe driving, you could be paying only half of the standard premium.
Beware that just one claim, that is your fault, will wipe out all the discounts you have earned and put you back at square one. To protect yourself against such a scenario, Elite Ways provides you with an NCD Protector. This extra coverage protects your discount regardless of any accidents you may be involved in. In addition to NCDs, there are more ways for you to enjoy discounts, including combining insurance policies and increasing deductibles.
